Credit Services

The Financial Boost
Your Business Needs

Unlock flexible credit products.

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PMI Credit Services
What We Offer

Credit products built
for every use case

Whether you serve consumers, SMEs, or employees.

Buy Now, Pay Later

Offer flexible installment payments at checkout.

Business Credit Lines

Transparent, flexible working capital for all sizes.

Payroll Advance

Give your team access to earned wages before payday.

Revenue-Based Lending

Credit lines tied to your business revenue.

Embedded Credit API

Embed credit decisioning directly in your product.

Risk & Scoring Engine

AI-powered credit scoring for accurate decisions.

How It Works

Launch credit products in 4 steps

Activate BNPL, business credit, or payroll advance.

Define Your Product

Choose your credit type and configure limits and terms.

Integrate the API

Embed our credit API into your platform.

Risk & Compliance

Our scoring engine evaluates applications in milliseconds.

Disburse & Collect

Funds disbursed instantly, repayments collected automatically.

PMI Credit Benefits
Why PMI Credit Services

Grow revenue.
Grow loyalty.

PMI credit products increase revenue and reduce churn.

01
+35% Average Order ValueBNPL increases AOV consistently.
02
Sub-Second DecisionsAI-powered decisions in milliseconds.
03
Zero Float RiskPMI absorbs credit risk on BNPL products.
04
Regulatory ReadyFully compliant across LATAM, USA, Europe.
Unlock Credit Revenue
Get Started

Ready to embed credit into your product?

Talk to our credit team.

Book a Demo Unlock Credit Revenue